Terms of Service
Last updated: August 9, 2025
Last updated: August 9, 2025
These Terms of Service (“Terms”) govern your use of Dhuka Insurance’s website and services. By accessing or using our site, you agree to these Terms. If you do not agree, do not use our services.
Dhuka Insurance (“we,” “us,” “our”) provides insurance quotes, policy services, and customer support. Our website at https://www.dhukainsurance.com (the “Site”) is intended to help customers request quotes and learn about insurance products.
By using the Site or submitting information through our Quick Quote forms, you accept and agree to these Terms and our Privacy Policy.
You must be at least 18 years old and legally able to enter into contracts in your jurisdiction to use our services. By submitting your information you represent that you meet these requirements.
If you provide a contact email or phone number, you consent to receive communications, including emails and calls, regarding your quote or policy. You may opt out of marketing messages as described in our Privacy Policy.
All content on the Site, including text, graphics, logos, images, and code, is the property of Dhuka Insurance or its licensors and is protected by copyright, trademark, and other laws. You may not reproduce or redistribute content without prior written consent.
The Site may contain links to third-party websites. We are not responsible for the content or practices of those sites. Links do not imply endorsement.
To the maximum extent permitted by law, Dhuka Insurance and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on any information provided. Our aggregate liability for direct damages arising from use of the Site shall not exceed $[LIMIT] (business to set).
You agree to indemnify and hold Dhuka Insurance and its officers, agents and employees harmless from claims arising out of your misuse of the Site, breach of these Terms, or violation of applicable law.
We may suspend or terminate access to the Site at any time for any reason, including suspected fraudulent activity or for violating these Terms. Termination does not affect rights and obligations that accrued prior.
These Terms are governed by the laws of the State of [GOVERNING_STATE], without regard to conflict of law provisions. Any disputes will be resolved in the state or federal courts located in [COUNTY, STATE] (or as business chooses).
We may modify these Terms at any time. We will post updated Terms with a new effective date. Continued use of the Site after changes indicates acceptance of the updated Terms.