Salon & Barbershop Insurance in Texas
Protect your beauty business with comprehensive coverage for Austin, Houston, San Antonio & beyond
Protect Your Texas Salon & Barbershop Business
Running a salon or barbershop in Texas comes with unique challenges — from managing a busy appointment schedule to protecting your business from unexpected risks. Dhuka Insurance provides tailored insurance solutions for beauty professionals and barbers throughout Austin, Houston, San Antonio, and across Texas.
Whether you run a small family-owned shop, a trendy urban salon, or a chain of barbershops, our team ensures you have the right protection so you can focus on making your clients look and feel their best.
Essential Coverage for Salon & Barbershop Businesses:
- General Liability - Protects against third-party claims for bodily injury or property damage
- Professional Liability - Covers claims related to mistakes or negligence in your services
- Property Insurance - Covers your building and equipment in case of fire, theft, or disaster
- Workers' Compensation - Required if you have employees; covers medical expenses and lost wages
- Business Interruption - Helps cover lost income if you're forced to temporarily close
- Equipment Breakdown - Covers costs if essential tools like dryers, clippers, or washers break down
Why Choose Dhuka Insurance for Salon Coverage:
- Texas-focused — We understand the risks specific to Austin, Houston, San Antonio, and other Texas markets
- Flexible payment options — Pay monthly, quarterly, or pay-as-you-go
- Industry expertise — We specialize in small business insurance for service professionals
- Fast quotes & dedicated support — Our team is ready to assist you by phone, email, or in person
Starting at $89/month
Comprehensive salon business protection
Complete Texas Salon & Barbershop Insurance Guide
Why Salon & Barbershop Insurance Is Essential
Accidents happen, even in the most careful work environments. Insurance can protect you from financial losses caused by:
- Customer slip-and-falls
- Accidental burns or cuts during a service
- Damage to client's clothing or personal property
- Theft of salon equipment or products
- Fire, water damage, or vandalism to your shop
- Employee injury or illness
Coverage Options for Texas Salons & Barbers
We offer comprehensive coverage options, including:
General Liability Insurance
Protects against third-party claims for bodily injury or property damage.
Professional Liability (Malpractice) Insurance
Covers claims related to mistakes or negligence in your services.
Property Insurance
Covers your building (if owned) and equipment in case of fire, theft, or disaster.
Workers' Compensation
Required if you have employees; covers medical expenses and lost wages after a work injury.
Business Interruption Insurance
Helps cover lost income if you're forced to temporarily close.
Commercial Auto Insurance
For mobile stylists or delivery vehicles.
Equipment Breakdown Coverage
Covers costs if essential tools like dryers, clippers, or washers break down.
Why Choose Dhuka Insurance
- Texas-focused – We understand the risks specific to Austin, Houston, San Antonio, and other Texas markets.
- Flexible payment options – Pay monthly, quarterly, or pay-as-you-go.
- Industry expertise – We specialize in small business insurance for service professionals.
- Fast quotes & dedicated support – Our team is ready to assist you by phone, email, or in person.
💇♀️ Get Your Free Texas Salon & Barbershop Insurance Quote Today!
Call (512) 379-8425 or fill out our Quick Quote Form to protect your business now.
📥 Download Free Resources
Salon & Barbershop Insurance Checklist
Complete checklist to ensure you have all the coverage you need
Download PDFACORD 25 Certificate of Insurance Template
Template for providing proof of insurance to landlords and clients
Download PDFFAQs – Texas Salon & Barbershop Insurance
Q1: Do I need insurance if I rent a chair in someone else's salon?
A: Yes. Many landlords require renters to carry their own liability and professional coverage.
Q2: Is salon insurance expensive in Texas?
A: Rates depend on your services, location, and number of employees. We offer flexible payment plans to fit any budget.
Q3: Can I combine my salon insurance with other policies?
A: Yes. We can bundle your salon coverage with commercial auto, health, or life insurance for better savings.
Q4: Does salon insurance cover independent contractors?
A: It can, but independent stylists often need their own policies.