Roofers & Siding Contractor Insurance in Texas
Serving Austin, Houston, San Antonio, and Surrounding Areas with flexible payment plans
Protect Your Roofing or Siding Business with Affordable, Flexible Insurance
At Dhuka Insurance, we specialize in providing comprehensive insurance coverage tailored to the needs of roofing contractors, siding installers, and exterior construction professionals across Texas. Whether you operate in Austin, Houston, San Antonio, or the surrounding areas, we offer flexible payment plans—including pay-as-you-go options—so you can protect your business without straining your cash flow.
From unexpected accidents on a job site to damage caused by severe Texas weather, having the right insurance is critical to keeping your business running and your reputation protected.
Essential Coverage for Roofers & Siding Contractors:
- General Liability Insurance - Protects against claims for property damage or bodily injury caused by your work
- Workers' Compensation - Required if you have employees; covers medical costs and lost wages after work injuries
- Commercial Auto Insurance - Covers trucks, vans, and other vehicles used for hauling equipment and materials
- Inland Marine / Tools & Equipment Insurance - Covers tools, ladders, nail guns, and other gear in transit or on-site
- Contractor's Errors & Omissions (E&O) - Protects against mistakes in workmanship that cause damage
- Commercial Property Insurance - For offices, warehouses, or storage units
Why Choose Dhuka Insurance for Your Roofing or Siding Business:
- Texas-Focused Expertise — We understand Texas laws, weather challenges, and contractor requirements
- Flexible Payment Options — Monthly, quarterly, annual, or pay-as-you-go plans available
- Quick Quotes — Get covered fast so you can get back on the job
- Bilingual Service — English and Spanish-speaking agents available
- Special Rates for Small Businesses — Whether you're a one-person crew or manage multiple teams
Starting at $150/month
Comprehensive roofing & siding business protection
Complete Texas Roofing & Siding Contractor Insurance Guide
Why Roofers & Siding Contractors Need Specialized Insurance
Working at heights, using heavy equipment, and handling hazardous materials all come with unique risks. Without the right protection, a single claim could be devastating. Our insurance packages are designed to address these specific industry risks, including:
- Employee injuries from falls, equipment mishaps, or job-site accidents.
- Property damage to client homes or buildings.
- Weather-related delays or losses — especially common in Texas storms.
- Theft of tools, ladders, or construction materials.
- Liability claims if your work causes structural damage or leaks.
Types of Coverage We Offer for Roofers & Siding Contractors
General Liability Insurance
Protects against claims for property damage or bodily injury caused by your work.
Workers' Compensation
Required if you have employees; covers medical costs and lost wages after work injuries.
Commercial Auto Insurance
Covers trucks, vans, and other vehicles used for hauling equipment and materials.
Inland Marine / Tools & Equipment Insurance
Covers tools, ladders, nail guns, and other gear in transit or on-site.
Contractor's Errors & Omissions (E&O)
Protects against mistakes in workmanship that cause damage.
Commercial Property Insurance
For offices, warehouses, or storage units.
Umbrella Liability Insurance
Additional coverage for high-value claims.
✅ Get a Free Roofing/Siding Contractor Insurance Quote Today
Click below to request your free, no-obligation quote and download our Texas Roofing Contractor Insurance Checklist to see exactly what coverage you need.
📥 Download Free Resources
Texas Roofing Contractor Insurance Checklist
Complete checklist to see exactly what coverage you need
Download PDFACORD 25 Certificate Template
Template for providing proof of insurance to clients and contractors
Download PDFFrequently Asked Questions – Roofers & Siding Contractor Insurance in Texas
Q: Is roofing contractor insurance required in Texas?
A: While general liability isn't legally required, most clients will demand it before hiring you. Workers' comp is required if you have employees.
Q: How much does roofing insurance cost in Texas?
A: Costs vary based on your crew size, type of work, and coverage limits. Small Texas roofing businesses may pay as little as $150/month.
Q: Can I get short-term coverage for a single job?
A: Yes. Dhuka Insurance offers short-term and project-specific coverage.
Q: Do I need commercial auto if I use my personal truck?
A: Yes. If you use your truck for work, your personal policy may not cover accidents on the job.
Q: Can I make monthly payments?
A: Absolutely—we offer payment plans and pay-as-you-go options for all policies.