Plumbing Contractor Insurance in Texas
Protect your plumbing business with comprehensive coverage for Austin, Houston, San Antonio & beyond
Protect Your Texas Plumbing Business
As a plumber in Texas, your work keeps homes and businesses running smoothly. But with every job comes risks — from water damage to client injuries to stolen tools. Dhuka Insurance provides custom plumbing insurance coverage to protect your livelihood in Austin, Houston, and San Antonio.
Whether you run a one-person shop or manage multiple crews, we make sure you're covered — with payment plans or pay-as-you-go options that fit your budget.
Essential Coverage for Plumbing Contractors:
- General Liability Insurance - Protects against third-party claims for bodily injury or property damage
- Commercial Auto Insurance - Covers your work vehicles and equipment
- Workers' Compensation - Required if you have employees; covers medical expenses and lost wages
- Tools & Equipment Coverage - Protects your valuable tools and equipment
- Errors & Omissions - Covers claims related to mistakes or negligence in your services
- Commercial Property Insurance - Covers your business property, equipment, and inventory in case of damage or loss.
Why Choose Dhuka Insurance for Plumbing Coverage:
- Texas-focused — We understand state licensing requirements and regional risk factors
- Flexible payment options — Pay monthly, quarterly, or pay-as-you-go
- Industry expertise — We specialize in contractor insurance for service professionals
- Fast quotes & dedicated support — Get insured within 24 hours
Starting at $75/month
Comprehensive plumbing business protection
Complete Texas Plumbing Contractor Insurance Guide
Why Plumbers in Texas Need Insurance
Plumbing work is high stakes — mistakes or accidents can cost thousands. A single incident, like a burst pipe or customer slip, could lead to lawsuits or lost equipment. Our policies protect you against:
- Property Damage – Example: You accidentally flood a customer's home.
- Injury Liability – Example: A client trips over your tools.
- Equipment Theft or Damage – Example: Your power snake or tools are stolen from your truck.
- Worksite Accidents – Example: An employee injures their back lifting heavy piping.
Coverage Options
Our plumbing contractor insurance packages can include:
General Liability Insurance
Protects against third-party claims for bodily injury or property damage.
Commercial Auto Insurance
Covers your work vehicles and equipment used for business purposes.
Workers' Compensation
Required if you have employees; covers medical expenses and lost wages after a work injury.
Tools & Equipment Coverage
Protects your valuable tools and equipment from theft, damage, or loss.
Errors & Omissions (Professional Liability)
Covers claims related to mistakes or negligence in your professional services.
Commercial Property Insurance
Covers your business property, equipment, and inventory in case of damage or loss.
Serving Plumbers in Austin, Houston, and San Antonio
From residential service calls to large-scale commercial projects, we know the insurance needs of Texas plumbers. Our team understands state licensing requirements, permitting rules, and regional risk factors like flood zones or extreme weather.
🔧 Get Your Free Texas Plumbing Contractor Insurance Quote Today!
Call Dhuka Insurance today at (512) 379-8425 or request a quote online to get insured within 24 hours.
📄 Download Free Resources
Plumbing Contractor Insurance Checklist
Complete checklist to ensure you have all the coverage you need
Download PDFACORD 25 Certificate Template
Template for providing proof of insurance to clients and contractors
Download PDFFAQs for Plumber Insurance
Q1: How much does plumbing insurance cost in Texas?
A: Small plumbing businesses can expect to pay between $900–$2,500 annually, depending on coverage.
Q2: Can I get coverage if I'm a one-person operation?
A: Yes — we insure sole proprietors, LLCs, and corporations.
Q3: Do you offer monthly payment plans?
A: Yes — we offer monthly payment plans and pay-as-you-go options.